🏆 (1+) Best Credit Cards (April 2024): Pros and Cons [+Extra Bonuses]

What makes the best Credit Cards?

To decide which Credit Card is the best, we rate all Credit Cards on 6 different areas:

Rank	Name	Best Usecase	Score	Details
#1	Wirex		217	Pros/Cons	Coupon/Review

Wirex is a Multi-Currency Visa Crypto Card with up to 1.5% cashback in your BTC account.

Wirex is a London-based fintech company that offers crypto and fiat currency accounts on one platform.
Wirex was founded in 2014 by Pavel Matveev and Dmitry Lazarichev.
The purpose of Wirex is to make cryptocurrencies easily accessible to everyone by allowing users to buy, sell, store, exchange, and spend both cryptocurrencies and traditional currencies seamlessly within the Wirex app.
Wirex provides cryptocurrency debit cards that allow users to convert and spend their crypto balances anywhere Visa/Mastercard is accepted.
Wirex aims to bridge the gap between digital and traditional currencies and bring cryptocurrencies into everyday life.

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Pros	Cons
Low fees: Wirex has low fees compared to traditional banks and other crypto exchanges. Multi-currency accounts: Users can hold various traditional and cryptocurrencies in one account. Cryptoback rewards: Users earn up to 2% back in WXT tokens on purchases. Variety of cards: Wirex offers virtual and physical debit cards with good exchange rates. High spending limits: Wirex cards have higher daily spending limits than many other crypto cards. Secure and insured: Funds are kept secure in segregated accounts and insured up to $100,000. Easy to use app: The Wirex app makes managing accounts and exchanging currencies simple. Good customer support: Wirex provides 24/7 live chat, email, phone support.	Limited availability: Wirex is not available in some countries like the US. Lack of support for some coins: Wirex does not support certain major cryptocurrencies like Cardano and Solana. Higher fees than some competitors: Wirex has higher fees for some transactions compared to other crypto platforms. Occasional technical issues: There have been some reports of technical problems with the Wirex app and services. Limited customer service: Wirex customer support can be slow to respond and provide limited live chat availability.

Pros

Cons

Low fees: Wirex has low fees compared to traditional banks and other crypto exchanges.
Multi-currency accounts: Users can hold various traditional and cryptocurrencies in one account.
Cryptoback rewards: Users earn up to 2% back in WXT tokens on purchases.
Variety of cards: Wirex offers virtual and physical debit cards with good exchange rates.
High spending limits: Wirex cards have higher daily spending limits than many other crypto cards.
Secure and insured: Funds are kept secure in segregated accounts and insured up to $100,000.
Easy to use app: The Wirex app makes managing accounts and exchanging currencies simple.
Good customer support: Wirex provides 24/7 live chat, email, phone support.

Limited availability: Wirex is not available in some countries like the US.
Lack of support for some coins: Wirex does not support certain major cryptocurrencies like Cardano and Solana.
Higher fees than some competitors: Wirex has higher fees for some transactions compared to other crypto platforms.
Occasional technical issues: There have been some reports of technical problems with the Wirex app and services.
Limited customer service: Wirex customer support can be slow to respond and provide limited live chat availability.

Multi-currency accounts - Send, receive, exchange and manage multiple currencies in one place.
Debit cards - Physical and virtual debit cards to easily spend crypto and traditional currencies worldwide.
Low fees - Low-cost crypto exchange, payments and transfers.
High limits - Higher transaction limits compared to other crypto platforms.
Security - Secure accounts protected by biometric authentication.
Rewards program - Earn cashback and rewards for using Wirex services.
Mobile apps - Intuitive mobile apps for iOS and Android.
OTC desk -Large crypto transactions with personalized service.
Staking - Earn rewards on crypto balances.
Licenses - Fully licensed to operate in multiple jurisdictions.

Lite - Free debit card and no monthly fee. Exchange limits apply.
Classic - 1.5% exchange fee and a monthly fee of €2. Deliveries within the EU.
Pro - Get up to 2% cryptocashback on purchases. No exchange fee and a monthly fee of €16. Free express delivery worldwide.
XBorder - No FX fees for Euro accounts in multiple countries. Monthly fee of €17. Includes all Pro account benefits.